University of Michigan Tuition 2025 Costs, Fees, and Financial Planning for In-State, and International Students

Are you considering the University of Michigan (U-M) for your undergraduate degree? As one of the nation’s top public universities, U-M offers world-class education, vibrant campus life, and endless opportunities—but it comes with a price tag. If you’re searching for University of Michigan tuition details, including fees for international students, out-of-state rates, room and board, per semester or per year costs, and payment options, you’ve landed in the right place. This in-depth guide breaks down everything you need to know about University of Michigan tuition fees for 2025, based on the latest approved rates for the 2025-2026 academic year.

Whether you’re a Michigan resident eyeing affordable in-state tuition or an international applicant planning for higher out-of-state-equivalent costs, we’ll cover breakdowns, total cost of attendance (COA), trends, and tips to make U-M more affordable. Rates are approved annually by the U-M Board of Regents in June, so these figures reflect the most current data as of November 2025. Let’s dive in.

Why Understanding University of Michigan Tuition Matters in 2025

The University of Michigan-Ann Arbor, often called “The U” or simply “Michigan,” is a public Ivy with over 32,000 undergraduates. Its tuition structure rewards in-state residents with subsidized rates thanks to state funding, while out-of-state and international students pay a premium to support the university’s research and operations. In 2025, expect a modest increase: in-state tuition and fees rose about 3.4%, and out-of-state rates climbed around 4.9% from the previous year.

These hikes align with inflation and campus investments, like enhanced housing and academic programs. But don’t panic—the average net price after aid is far lower than the sticker price, especially for low- and middle-income families. U-M meets 100% of demonstrated need for in-state students through grants and scholarships, making it accessible for many.

University of Michigan Undergraduate Tuition Breakdown for 2025-2026

U-M tuition varies by residency, school/college (e.g., College of Literature, Science, and the Arts or Engineering), and credit hours. Full-time undergraduates (12-18 credits per term) pay a flat rate. Here’s the core tuition and fees for the Ann Arbor campus, focusing on first-year or lower-division students in LSA (the largest program). Figures are for the full academic year (fall + winter semesters).

CategoryIn-State (Michigan Resident)Out-of-State/International
Annual Tuition & Fees$17,786$63,081
Per Semester (Fall/Winter)$8,893$31,540.50
Additional Fees Breakdown– Registration: $142/year
– Document: $232/year
– Other (e.g., lab, tech): Varies by program (~$500-1,000)
Same as in-state

Notes:

  • These rates assume full-time enrollment in LSA. Engineering or business programs may add $2,000-$5,000 annually.
  • International students pay the out-of-state rate—no discounts apply unless they qualify for residency after one year (rare for undergrads).
  • Upper-division students (55+ credits) may see slight increases (~5-10% higher).
  • Non-degree or part-time rates are prorated: ~$817 per credit for in-state, ~$2,500 for out-of-state.

For context, U-M’s in-state tuition is higher than the national public university average ($12,422) but competitive with peers like UC Berkeley. Out-of-state? It’s premium-priced at over $60,000, reflecting U-M’s global prestige.

University of Michigan Tuition for International Students: What to Expect

Prospective Wolverines from abroad, listen up: University of Michigan tuition fees for international students undergraduate mirror out-of-state rates—no special surcharges, but no subsidies either. For 2025-2026, that’s $63,081 annually in tuition and fees. International applicants must also prove sufficient funds for the full COA via bank statements or sponsorships when applying for an F-1 visa—U-M estimates this at $80,000+ for the first year.

Key considerations:

  • No Federal Aid: Internationals can’t access U.S. government loans or work-study, but merit-based scholarships (e.g., up to $25,000/year via the International Student Recruitment Office) are available.
  • Health Insurance Mandate: Add $2,500-$3,000 for U-M’s student health plan (waivable with equivalent coverage).
  • Currency Fluctuations: If paying in non-USD, factor in exchange rates—U-M accepts payments via Flywire for lower fees.

U-M hosts 5,000+ international undergrads from 120+ countries, so support like the International Center is robust. Pro tip: Apply early for scholarships to offset the University of Michigan tuition cost.

Out-of-State vs. In-State: University of Michigan Tuition Out-of-State Deep Dive

Dreaming of maize and blue but hailing from afar? University of Michigan tuition out of state for 2025 hits $63,081/year—more than triple the in-state rate. This gap subsidizes affordability for Michiganders while funding scholarships for 40% of out-of-staters.

Can you switch to in-state? Possibly after Year 1: Prove Michigan domicile (e.g., driver’s license, voter registration) via the Residency Classification Office. About 20% of out-of-staters succeed, saving $45,000+ annually. Regional agreements (e.g., Midwest Student Exchange) rarely apply to U-M due to its selectivity.

Room and Board: Adding University of Michigan Tuition Room and Board to Your Budget

Tuition is just the start—living on “The Diag” adds University of Michigan tuition room and board costs. For 2025-2026, expect a 6% housing hike as part of a 10-year improvement plan. U-M’s 23 residence halls offer everything from doubles to singles, with mandatory meal plans for first-years.

Housing OptionRoom Cost (Annual)Meal Plan (Unlimited Basic)Total Room & Board
Standard Double Dorm$12,957$6,058$19,015
Single Room (Limited)$15,000+$6,058$21,058+
Off-Campus Average$10,000-$14,000N/A (Buy groceries)$12,000-$16,000
  • Total Estimated: $15,568 for a standard double with meals (up $881 from 2024).
  • Northwood apartments (for upperclassmen) skip meal plans, saving ~$6,000 but adding utilities (~$1,200/year).
  • Off-campus? Ann Arbor rents average $1,200/month for a shared spot—budget for that plus transportation ($500/year).

Living with parents? Cut room/board to $6,512/year for commuting expenses.

Full Cost of Attendance: University of Michigan Tuition Per Year and Per Semester Totals

The University of Michigan tuition per year includes more than just fees—U-M’s COA factors in a full student lifestyle. For full-time undergrads in 2025-2026:

Expense CategoryIn-State (Annual)Out-of-State/International (Annual)
Tuition & Fees$17,786$63,081
Room & Board$15,568$15,568
Books & Supplies$1,200$1,200
Personal/Misc Expenses$3,000$3,000
Transportation$1,000 (in-state); $300 (on-campus)$300
Health Insurance$2,500 (waivable)$2,500
Total COA$41,054$85,649
  • Per Semester: Roughly half (e.g., in-state ~$20,527; out-of-state ~$42,824), but bills arrive term-by-term.
  • These are LSA estimates—STEM majors add lab fees; business students see higher tuition (~$5,000 extra).

Over four years? In-state: ~$164,216; out-of-state: ~$342,596 (pre-aid). But the average net price is $19,005 after aid—U-M’s Go Blue Guarantee covers tuition for families earning <$125,000.

University of Michigan Tuition Payment: Options and Deadlines

Worried about University of Michigan tuition payment? U-M’s Student Financial Services makes it flexible. Bills (eBills) post mid-July for fall and mid-December for winter—due by the first day of classes (late fees: $30/month).

  • Full Payment: Wire transfer, check, or credit card (2.85% fee for cards over $100).
  • Installment Plan: Optional five-payment spread per term (e.g., July-Nov for fall). Enroll by September 1 for fall; no interest, but late payments trigger removal.
  • International Wires: Use Flywire for low fees and currency conversion.
  • Sponsors/Employers: Submit authorization letters for direct billing.
  • Refunds: Full tuition refund if withdrawing in Week 1; prorated after.

Track everything via Wolverine Access. Veterans: GI Bill covers up to full in-state rates.

Financial Aid and Scholarships: Making University of Michigan Tuition Affordable

U-M’s aid is generous: 72% of undergrads receive some form, averaging $25,000/year. File the FAFSA (for all) and CSS Profile (first-years) by March 31.

  • Need-Based Grants: Up to full COA for incomes <$65,000; partial for up to $125,000.
  • Merit Scholarships: Wolverines compete for $1,000-$50,000 awards based on GPA/test scores.
  • International Options: Limited to merit; explore home-country loans.
  • Work-Study/Jobs: Earn $3,000+ on-campus.

Use U-M’s Net Price Calculator for a personalized estimate—many pay under $10,000 net.

Trends and Final Tips for University of Michigan Tuition in 2025

Tuition has risen ~1.4% annually, but aid keeps pace. For 2025, focus on early apps for max funding. Compare to peers? U-M’s value shines in outcomes: 95% graduation rate, median salary $70,000 post-grad.

Ready to Go Blue? Visit ro.umich.edu for exact rates or finaid.umich.edu for aid apps. Your Michigan journey is worth the investment—Hail Yeah!

Last updated November 30, 2025. Rates subject to Board approval changes.

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